Harsh Kaul plays a crucial mentor-ship role within the organization. He graduated from Shri Ram College of Commerce, Delhi University and did his masters in Economics from Allahabad University. Harsh retired as the Country Head of IDBI after working there for 35 long years. He also served as the Chief General Manager for SIDBI. Harsh has held several such directorial positions at SBI Factors & Commercial Services, Gujarat State Financial Corporation, HHV Solar Technologies etc.